You may think that premier credit cards are cards that offer extra benefits that not all card holders are able to enjoy. To have access to a premier credit card will all you to take advantage of some of those benefits and it is not as hard as you might think to gain access to one of these premier credit cards. While there may be some truth to that most of the time premier credit cards simply means that the card is offered to those who are able to maintain a high balance in a bank checking account.
There are some premier cards presented from other banks such as HSBC that offer similar which offers terms such as
- No foreign transaction fees on purchases made in a
foreign currency - providing special offers nationally and internationally on travel, dining, shopping and entertainment
- Accepted at millions of locations worldwide
- No preset spending limit
- No annual fee or over-limit fees
- Low Variable APR on purchases and balance transfers
- Low Variable APR on balance transfers and credit card checks
These cards also offer world class rewards and protection to their users including points earned for every dollar spent, airline miles allowing flights with no restrictions and 100% fraud liability protection. these benefits are very inticing and make seekign such a card a no brainer. It is important to differentiate between a true “Premier” card and a card from first premier bank. There are cards available that may carry the premier name in one way or another that are offered to those with less than perfect credit.
