Category Archives: Mortgage
All of the equity release companies work for the benefit of the retired people during their post retirement phase. To choose the best equity release would depend on your requirements and whatever suits you the most. Selecting the best equity release is no rocket science, if you are aware of the different kinds of equity releases that are available, and you are clear about your expectations that you want out of the equity plans. The various equity release companies are also there to help yo......
If the proposed changes from the Financial Services Authority (FSA) announced in November 2010 are given the go-ahead, then the demand for CeMAP home study and full-time training courses will rocket – making it all the more important to choose a quality CeMAP training provider.
At the 2010 Mortgage Business Expo, the Director of Conduct Policy for the FSA announced plans to ensure that anyone involved in the sale of a mortgage has a Level 3 mortgage qualification (CeMAP). Whether mortgage ......
Whenever I speak with a new client, I try to always ask them what is important to them in choosing a mortgage lender to work with. 10 times out of 10, they say the lowest interest rate and the lowest cost is the most important. Obviously, a low interest rate at a low cost is important, but I would beg to differ that it is THE most important thing. However, since I’m not one to argue with customers, I will give you some tips on shopping for a mortgage to ensure that you are in fact ......
Pension is something which makes a retired person live in pleasure and peace since that is the only source of income for them. But due to the bad effect of the huge recession which hit the market a year back, the pension amounts reduced extremely. This made the living tough for retired people who had not foreseen this day and made a huge saving for their old age. Some of these people had their own property and tried to sell them to make a decent living but they could not sell their propert......
It only works in Trustee Sale states. (California is a trustee sale state.) However, it can easily triple the amount of time that a trustee can take to complete the foreclosure process. It doesn’t work from the lender side at all, it purely focuses on the trustee side of a foreclosure sale.
The trustee will eventually be able to finish the Trustee Sale but this has been used to delay the sale up to 41 months. The minimum time it has worked is 6 months and 15 days so far. Th......
Every homeowner needs extra cash at some point. The fastest and most affordable way to get that cash is with a refinance loan through a reputable mortgage lender. But what happens when you have bad or damaged credit? You can take advantage of competitive rates and get the refinance you need by following these simple steps.
Pay Off As Much Debt As Possible Before Applying
If you have the ability to pay down debt before applying for a bad bad credit refinance
loan or any bad credit mortgage ......
Even with foreclosures, bankruptcies, and financial crises on the rise, borrowers are still attempting to go beyond their financial limits when they qualify for a home loan. This is the top-of-the-list worst mistake a borrower can make.
Here are some additional huge mistakes borrowers can make in today’s market:
Adjustable Rate Mortgages (ARM)
An ARM may sound like one of the best ways to pay off mortgage and borrowers often think that the adjusting interest rate will stay low fo......
Foreclosure listings will often times present better deals than regular listings, but how do you get the best deal when looking at foreclosure listings? There are specialized foreclosure listings that you can subscribe to, much like a magazine subscription. And, like a magazine subscription, the cost is very low. However, with this subscription to certain foreclosure listings, you will see the best deals before most everyone else. Therefore, those who actually subscribe for a low cost are ......
Equity release is a secured loan on your main residence helps the over 55′s to release tax free cash that has built up in the home over the years.
A description of ‘equity’ is the net assets of your property, equating to its value, less any loans or mortgages secured on it. This is the equity that you can withdraw to assist you financially in later years. This cash released can be spent on any purposes the borrower requires with no restrictions placed on how it is spent ......
There is a way to take much of the worried out of applying for a loan workout. Obama’s loan modification program has standard guidelines for approval and a pre-determined method that your bank will use to qualify you. If you use these same steps and method to prepare your application, you will have a very good chance of getting the Obama Loan Modification Plan Approval.
President Obama and the Treasury Department are give confidence all at-risk homeowners to contact their lender and ......
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