Category Archives: Credit
Credit cards are necessary if you want to build up good credit. The only possible way to build up good credit is to use a credit card. Building up good credit is very important because if you ever have to get a loan for anything, you will need good credit to not only qualify for getting the loan, but to get the lowest interest rate possible. If you don’t have any credit, lenders are nervous about lending you money, especially large amounts because they don’t have any proof how ......
Jan 17 (easykobo.com) - Nigeria is on track to issue its first Eurobond by the end of current week by January 21. The road show to gain popularity for the bond will simultaneously begin tomorrow (Jan 18) in Berlin and Los Angeles. On Wednesday the road trip will simultaneously move to New York and London before concluding on Thursday in Boston. On Friday, the bond will be issued to the subscribers based on demand for the bond.
The $500 Million bond is expected to be snapped up in very lit......
Rewards credit cards give you various reward options. When you are looking for frequent flyer cards that give you miles for each flight you book through the cards, you can go online and compare credit cards that you can get from a variety of sources. Some of the banks that offer the best credit cards as well as the Visa Card, Mastercard, AMEX card which is also known as the American Express card and even cashback cards that you can use to get cash back for all the money that you charge on ......
The use of credit card is becoming popular day by day. The freedom of shopping without cash for limited period is firing the craze of credit card use. People are free to shop things even when they do not have hard cash in hand or bank account. Credit card basically allows people who have regular source of income to raise instant loan for some time from the credit card providing company. People are using credit card with greater impulse. Therefore, both small and big businessmen are install......
It is important to maintain a good credit standing in order to obtain future credit and property purchases. But there will always be situations and circumstances wherein the good credit standing will be affected, such as lost of job or budget cut.
Inevitable such circumstances will be but it should not be a cause of major concern in the life of an individual. If your credit score has significantly decreased, there is always a solution – that is through credit repair.
There are companies th......
It’s possible to buy a home after bankruptcy. I am not speaking about ten years after your chapter 7, but in as small as one yr after your bankruptcy is discharged. If you can demonstrate that you can deal with your finances throughout the twelve months following your personal bankruptcychapter 7, then a residence loan is inside of your reach. In addition, you will require a down payment, and to verify how all of the debts which you integrated in the bankruptcy are being accurately d......
Judgments can really cause a lot of problems when trying to get a mortgage. Most lenders will not extend credit to you if you have an unsatisfied judgment because they are worried that the judgment could ‘precede’ their loan’s lien position. Which basically means that if the house had to be foreclosed on, the judgment would be paid first. Even though some state laws will not allow this to happen, and even though FHA loans will allow mortgages to be written if the borrower......
Not understanding what determines credit scores and the five elements that make up your FICO score could have a tremendous negative effect on you getting approved for credit. For example, if you are 30 days late within the first two years of having an account, this could bring your score down by 30 points. In return, you could get denied for a home loan based on that single 30 day late indication. In today’s society, your score is used whenever you apply for credit, so it’s im......
If you are finding that you have accumulated a number of credit cards and managing your debt is starting to be a bit of a struggle, one method of bringing this back under control is to look at balance transfer card options. However it is important to understand that not all balance transfer credit cards are created equal and it is in your own interests to understand the differences between them.
What does balance transfer mean?
When you transfer your debt from one credit card to another, t......
There are many advantages to using a credit card, but the most important one is building up your credit. If you do not have credit, it is almost as bad as having bad credit because with no credit, or very little credit, lenders are not sure what kind of a person you are with credit and are therefore a little more nervous about lending credit. You need good credit to apply for a loan with a decent interest rate. You also need good credit to use anything involving credit, such as credit card......
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